Welcome to Slate Money.
By using our services, you agree to the following terms and conditions. Please read them carefully before using Slate Money.
We reserve the right to modify these terms at any time. When changes are made, we will notify you via email or an in-app notification. It is your responsibility to review these terms periodically. Continued use of Slate Money after modifications indicates your acceptance of the updated terms.
3.1 Eligibility
To use Slate Money, you must be at least 18 years old or have reached the legal age of majority in your country.
3.2 Account Information
When creating an account, you agree to provide accurate, up-to-date information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. If you suspect any unauthorized use, you must notify us immediately.
4.1 Free Plan
Slate Money offers a free plan with limited features, allowing you to access basic offline services like single-account tracking and basic budgeting tools. Free plans do not confer any access to Open Banking services.
4.2 Paid Plans
For advanced features such as multi-account Open Banking sync, mobile app, and automated savings, you can subscribe to our Plus or Premium plans. Subscription fees are billed monthly or annually, depending on your selection.
4.3 Billing
When subscribing to a paid plan, you authorize Slate Money to charge your provided payment method on
a recurring basis. You may update your payment information at any time through your account settings.
4.4 Cancellations and Refunds
You can cancel your subscription at any time through your account settings. Upon cancellation,
your access to paid features will remain active until the end of your current subscription billing period. Refunds are
subject to our Refund Policy, and refunds are not provided for partially used billing periods.
5.1 License
We grant you a non-exclusive, non-transferable license to access and use Slate Money solely for personal,
non-commercial purposes in accordance with these terms.
5.2 Prohibited Activities
You agree not to:
- Use Slate Money for illegal or unauthorized purposes.
- Attempt to hack, reverse-engineer, or modify any part of the service.
- Impersonate another person or misrepresent your affiliation with Slate Money.
- Use any automated means (e.g., bots or scrapers) to access Slate Money without our prior consent.
5.3 Suspension or Termination
We reserve the right to suspend or terminate your account if we detect any violation of these terms,
fraudulent activity, or misuse of our services. You may also terminate your account at any time by
contacting our support team.
6.1 Data Collection
By using Slate Money, you consent to the collection and use of your personal information as outlined in our Privacy Policy. This includes collecting data from your financial institutions for tracking and insights purposes.
6.2 Security
We prioritize data security and use encryption and other protective measures to safeguard your information.
However, no method of data transmission over the internet is 100% secure, and we cannot guarantee absolute security.
9.1 No Financial Advice
Slate Money provides tools and insights to help you manage your finances, but we do not offer financial,
tax, or legal advice. You should consult a professional before making any significant financial decisions.
9.2 Service Availability
While we strive to ensure uninterrupted access to Slate Money, we do not guarantee that the service will
always be available, error-free, or secure. Service interruptions may occur due to maintenance, system upgrades, or unforeseen technical issues.
9.3 Disclaimer of Warranties
Slate Money is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We disclaim all warranties, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
To the fullest extent permitted by law, Slate Money and its affiliates will not be liable for any indirect, incidental, special, or consequential damages arising from your use of the service, including but not limited to loss of profits, data, or other intangible losses, even if we have been advised of the possibility of such damages. In no event will Slate Money's total liability for any claims exceed the amount you paid to us in the last 12 months for the services provided.
These Terms of Service, along with our Privacy Policy and Cookie Policy, constitute the
entire agreement between you and Slate Money regarding your use of the service. Any prior agreements,
communications, or understandings are superseded by these terms.
By using Slate Money, you acknowledge that you have read, understood, and agree to these terms.